What is Social Security Disability?
Social Security Disability Insurance is a federal program that pays benefits to injured and disabled workers as well as certain members of their family if the worker is “insured,” meaning that they worked a required amount of time and paid Social Security taxes.
The Social Security Act defines disability as the “inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months.”
Social Security Disability benefits can help you when you find yourself unable to work due to health issues. Although you can file a claim on your own, oftentimes claims are denied. If that is the case, your chances of a successful appeal will be greatly improved if you hire a lawyer to help you. The attorneys at Wigod & Falzon are willing and able to do just that. We do not charge a fee until we win the appeal for you.
Call Wigod & Falzon, your Michigan Social Security Attorneys, to help you navigate the Social Security process. Our phone number is 248-356-3300.
What is the difference between SSI and SSD?
SSI and SSD are similar in that they are both federal programs that pay benefits based on claimants’ disabilities, medical treatment and ability to work.
The primary difference between SSI and SSD is work history and assets. If you have worked and paid Social Security taxes consistently over the past 3-10 years, you would be qualified to apply for SSD. However, if you do not have a consistent work history or did not have Social Security taxes withheld from your earnings, you may not qualify for SSD and would then have to apply for SSI. It is important to note that if you have a monthly income of $1,350 or more, you will not qualify for either of these programs.
Are you unable to work?
The Social Security Administration requires you to be disabled and not able to work for a year or more or have a serious or life threatening condition in order to meet the requirements for Supplemental Security Insurance or Social Security Disability benefits.
There are different types of investigations that the Social Security Administration uses to determine if you have a disability. A few of them are:
- Your recent inability to work and/or your ability to do the same work you have done in the past;
- The severity of your medical condition(s);
- Your current medical treatment;
- Age and education
If you have any questions regarding Social Security Disability (SSD) or Supplementary Security Income (SSI) benefits or have been denied benefits, Wigod & Falzon can help you get those benefits back. Call our team of Michigan Social Security Attorneys at 248-356-3300.