Dearborn Car Accident Lawyer

Experienced Car Accident Attorney in Dearborn, MI

When you get into a car crash in Michigan, your personal injury protection (PIP) coverage pays for medical bills and a percentage of your lost wages. However, you may still have to file a claim against the liable driver to recover further damages. If that’s the case, a skilled Dearborn car accident lawyer can provide you with invaluable legal services, improving your chances of success and reducing stress during this difficult time.

Trust Wigod & Falzon

You can rely on our dedicated personal injury lawyer team here at Wigod & Falzon to provide you with the help you need to file your claim efficiently and successfully. We’re intimately familiar with Michigan’s no-fault car accident laws and know how to use them to our clients’ advantage. We’re committed to providing robust representation and compassionate legal services that focus on each client’s needs. Let us help you with your car accident case.

Reasons to Hire a Car Accident Lawyer

In 2025, Dearborn recorded 3,553 traffic accidents. While that’s down from 3,753 in 2024, it still constitutes a large number of people injured and a good deal of property damaged in car crashes on major roads like Michigan Avenue and Ford Road.

If you’re one of the many Dearborn residents who has suffered substantial injuries as a result of a car crash, you should know that you can hire a car accident lawyer to help you hold the liable party accountable. A car accident attorney can help you:

• Determine liability for the crash
• Figure out whether to file an additional claim aside from your PIP claim
• Gather evidence to help you prove liability and damages
• Represent you during insurance negotiations
• Litigate your case in court, should it go to trial

Having a lawyer on your side is the most effective way to make sure that the claim-filing process goes smoothly.

Filing Your Initial Claim

The first claim you’ll need to file to get compensated for a car accident is through your own insurance company. Michigan’s no-fault system requires you to file your insurance claim before you can seek other damages. Your attorney can assist you with filing the claim if you need help. You won’t need to prove fault to get your car insurance benefits. Any person injured in a Dearborn car accident can file a claim through their own insurance company.

Getting Additional Compensation

You can only file a claim against the other driver under certain circumstances. They include:

• Exceeding the limits of your policy. If your medical bills and lost wages are over the limits of your PIP coverage, or you hit the time limit for wage loss benefits, you can file a claim for excess economic losses.
• Pain and suffering. MCL 500.3135 allows drivers to file claims against the liable parties for pain and suffering and other non-economic damages, but only if your injuries caused permanent disfigurement or the serious impairment of bodily functions.
• Property damage. You can file what’s known as a mini-tort claim against the at-fault driver to recover expenses associated with property repair that were not covered by your insurance.

The statute of limitations for filing a personal injury claim following a car accident is three years, so consulting our firm right away makes sure you don’t violate the strict parameters of the Michigan personal injury lawsuit timeline and forfeit your right to third-party recovery. Don’t delay when contacting a car accident lawyer.

Michigan’s Comparative Negligence Laws

Michigan is a modified comparative negligence state for damages beyond those covered by its no-fault insurance system. That means you can still recover damages for a crash, but only if you were less than 51% liable. At that point, you become ineligible to file a claim and receive compensation for the damages you’ve suffered.

If you’re less than 51% liable, you may still receive a lower settlement as a result of holding partial fault for the accident. Your percentage of fault can directly influence how much of your settlement you receive.

FAQs

Who Pays for Damage in an Accident in Michigan?

Your insurance pays for most damage in an accident in Michigan. Michigan is a no-fault state, which means that your insurance pays for your medical expenses and lost wages. Your insurance can also pay for the damage done to other people’s property, no matter who caused the accident. Basic, no-fault insurance does not pay for repairs to your own car. In some cases, you can also file a claim against the at-fault driver for certain damages.

What Should You Not Tell Your Insurance Company?

You should not tell your insurance company anything beyond the basic details about what happened in a car accident. Don’t speculate as to fault. If you need to file a claim against another driver, you can only do so if you are less than 51% at fault, so it’s important to avoid things like apologizing for your role in the accident. You should also avoid downplaying your injuries.

How Do Insurers Determine Who Was at Fault in an Accident?

Insurers determine who was at fault in an accident by conducting an investigation and analyzing evidence such as the damage to the vehicles, the presence of skid marks on the road, official police reports, and testimony from drivers, passengers, and uninvolved witnesses. You can hire a Dearborn car accident attorney to help you prove you were not at fault for the accident.

What Is the Three-Collision Rule?

The three-collision rule refers to how internal injuries happen in a car accident. The first collision involves your vehicle hitting another object or car. The second one involves your body hitting the vehicle or the pavement. The third one happens when your internal organs hit the outside of your body. It’s this third collision that causes most internal organ damage.

Hire Dearborn Car Accident Lawyer

If you’ve been in a motor vehicle crash in Michigan, you can work with a Dearborn car accident lawyer to recover compensation for the damages that won’t be paid for by your PIP coverage. Wigod & Falzon’s team of attorneys is here to help. We have been in practice since 1997, and in that time, we’ve assisted countless clients with car accident claims. We know what it takes to get you the money you deserve. Contact us today to schedule an initial consultation.

Dearborn, MI Car Accident Resources:

• How Much Does Car Insurance Go Up After an Accident in Michigan?

• Michigan Car Accident Statistics and High-Risk Hotspots

• What is the Average Car Accident Settlement in Michigan Jurisdictions?

• Why Seatbelts and Shoulder Harnesses May Not Prevent Traumatic Brain Injury in Car Crashes

• Can You Sue for a Car Accident Under the Michigan No-Fault Legal System?

• Step-by-Step Guide on What to Do After a Car Accident in Michigan

• Understanding the Mechanics of How Personal Injury Settlements Are Formally Paid Out

• The Strategic Process for Settling an Insurance Personal Injury Claim Successfully

• The Comprehensive Personal Injury Case Evidence Evaluation Checklist

• A Guide to Organizing Critical Personal Injury Legal Documents for Your Trial Attorney