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Last Modified on Nov 04, 2026
When someone suffers an injury from an unexpected collision in the Under the Oaks Historic District or elsewhere in Michigan, they understandably expect their insurance company to be cooperative throughout the claims process. The reality is that many insurance carriers take steps to reduce the compensation claimants receive. Understanding what not to say to car insurance after a car accident in Michigan can help protect your right to pursue fair compensation.
Why You Should Be Careful When Speaking With Insurance Adjusters
After a collision along West Michigan Avenue, South Blackstone Street, or another stretch of road in Jackson, injured victims often assume that their insurance company will be easy to work with. Insurance companies, however, have a financial interest in limiting claim payouts.
Even seemingly harmless statements can be used to question the severity of your injuries or suggest that you contributed to the collision. Providing inaccurate estimates, downplaying symptoms, or speculating about fault could weaken your claim. Before giving a recorded statement, consider speaking with a car accident attorney.
Common Statements That Could Hurt Your Car Accident Claim
Jackson County recorded 4,998 traffic collisions in 2025, and many of the resulting insurance claims required motorists to provide statements to their insurers. Statements that could hurt your car accident claim include admitting fault before an investigation is complete, downplaying your injuries, or speculating about how the collision occurred.
Although Michigan’s no-fault insurance system generally provides qualifying PIP benefits regardless of responsibility, admitting fault could affect your ability to recover additional compensation for pain and suffering. Avoid making statements about details you cannot accurately recall.
What Information Should You Share With Your Insurance Company?
When reporting a car accident to your insurance company, provide basic factual information about the collision, such as the date, time, location, and vehicles involved. You can also share the police report number and contact information for the other motorists, along with photographs of the collision. Stick to the facts and avoid guessing or speculating about what happened. Your lawyer can manage further communications.
Why You Should Hire a Car Accident Lawyer Before Accepting a Settlement
According to Michigan Traffic Crash Facts, 70,591 people were injured in traffic collisions statewide in 2025, and many victims of collisions may be eligible to pursue compensation through an insurer or civil court action.
If you speak to your insurer before you hire a car accident lawyer, you could inadvertently say something that compromises your ability to pursue full compensation through a car accident claim. A Michigan car accident attorney understands the state’s car insurance laws and how to manage a claim with a focus on the harm you suffered.
Wigod & Falzon brings decades of collective legal experience to these matters and a track record of securing fair compensation for our clients.
Injured in a Michigan Car Accident? Contact Wigod & Falzon Today
Knowing what not to say to an insurance company after a car accident can help protect your right to fair compensation. Since 1997, Wigod & Falzon has represented injured Michiganders, bringing decades of combined legal experience to complex insurance disputes.
Our attorneys understand Michigan’s no-fault insurance laws and provide personalized attention, clear communication, and results-driven representation. We carefully evaluate each claim, negotiate with insurers, and prepare for court when necessary. Contact Wigod & Falzon, P.C., today to discuss your accident and legal options.
