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Motorcycle accidents are often severe due to riders’ lack of protection compared to drivers of enclosed vehicles. The rise of distracted driving, such as texting while behind the wheel, has only added to motorcycle riders’ danger on the road.
In addition to distracted drivers, other factors such as reckless or negligent driving, dangerous road conditions, and faulty motorcycle equipment can all contribute to the risk of serious motorcycle accidents.
Therefore, riders need to understand what motorcycle insurance they must carry and to have the proper representation in the event of an accident.
Understanding Michigan Motorcycle Insurance
In Michigan, motorcycles are not covered by the Michigan No-Fault insurance law. Because of this, there are important factors that motorcyclists need to understand about Michigan motorcycle insurance and their rights.
- The only insurance a motorcyclist is required to carry in Michigan is Personal Liability and Property Damage (PLPD) coverage, which protects other persons from the motorcyclist’s negligent acts.
- If the motorcyclist carries PLPD coverage and they are struck by a truck or automobile, they will be given Michigan No-Fault insurance benefits including medical coverage, up to the amount covered by the automobile or truck that hits them. If that vehicle carries no insurance, the motorcyclist will get their No-Fault benefits from an insurance company assigned by the State of Michigan.
- If a motorcyclist is injured by a negligent driver of a car or truck, they would be entitled to compensation against the driver and/or owner of the car or truck, regardless of whether they carried PLPD insurance or not.
Motorcyclists can face criminal penalties if they do not have PLPD insurance. They will also be unable to sue a negligent driver of an automobile or truck in the event of an accident.
An experienced personal injury attorney can help riders understand their insurance coverage and ensure that their rights are protected.
Michigan Motorcycle Accident Attorney
If you’ve been involved in a motorcycle accident in Michigan, you must have experienced legal representation on your side.
The state’s complicated insurance laws and the often-severe nature of motorcycle accidents make it crucial to have an attorney who understands the unique challenges of these types of cases.
An experienced Michigan personal injury attorney can help navigate the complexities of the legal system and fight for your rights to ensure you receive the compensation you deserve.
Don’t let insurance companies take advantage of you in the aftermath of a motorcycle accident. Instead, turn to a trusted and knowledgeable personal injury attorney to represent your interests and protect your rights.
Not only do the Southfield personal injury attorneys of Wigod & Falzon have the knowledge and experience in representing motorcyclists, but two of our senior attorneys, Lawrence Falzon and Richard Brewer, are avid motorcyclists and have each logged thousands of miles riding!
If you have been injured on a motorcycle, don’t hesitate to contact us today for a free, no-commitment consultation.
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At Wigod & Falzon, our attorneys have the knowledge, experience, and commitment so you feel confident in your pursuit of justice. We are here to support you every step of the way and will work tirelessly to get you the compensation you deserve so you can move on with your life.
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Let the personal injury attorneys of Wigod & Falzon fight for your rights. Reach out to us for a free, no-commitment consultation today.
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