Social Security Disability (SSD) and Social Security Income (SSI) are both programs administered by the Social Security Administration (SSA), but they are different in terms of eligibility criteria and the benefits provided.
Social Security Disability (SSD) is a program that provides financial assistance to individuals who are unable to work due to a long-term medical condition. Although one may apply for Social Security benefits after 6 months of disability, to qualify for SSD, an individual must have a medical condition that has lasted or is expected to last at least 12 months or result in death.
The individual must also have worked and paid into the Social Security system for a certain period.
SSD qualifications include:
- Your recent inability to work and/or your ability to do the same work you have done in the past;
- The severity of your medical condition(s);
- Your current medical treatment;
- Age and education
Social Security Income (SSI) is a program that provides financial assistance to individuals who have limited income and resources. SSI is intended for people who are disabled, blind, or over 65 years of age and with little or no income.
Eligibility for SSI does not depend on an individual’s work history or prior contributions to the Social Security system. However, SSI benefits are generally lower than those provided by SSD.
SSI qualifications include:
- Disabled
- Blind
- Over 65 years of age with little or no income
